The NFL's current collective bargaining agreement expires in 2020 and Pittsburgh Steelers' player rep Ramon Foster is urging his fellow players to save money now to prepare for it.

Insurance, post-career care and revenue are main issues, as are the NFL's policies on drugs.

"Hit them in the pocket. That way, money always talks," Foster said. "For us to do that, we have to save on our end. We can't be just blowing money and not realize what's coming, especially with guys coming into the league now."

In 2011, the Steelers were the only team to vote against the proposed CBA that eventually passed before the season.

Foster said players around the league must be more prepared after many faced too much financial debt to potentially miss games nearly six years ago.

"It's coming. They've hired certain people on their legal team, the NFL has, and we have to be the type of players and union that's not borrowing money from banks and stuff like that to survive a lockout, a strike," Foster said. "That can't happen this time around. We have to be smarter this time around because there are a lot of things we're going to be fighting for and a lot of things they are going to want and we're going to want, too."