Ben Roethlisberger may have to pay an out-of-court settlement to the woman that has accused him of rape even if he is innocent. His accuser may have a tough time convincing a court of her claims because she took a year to report anything. However, she could land a settlement because Roethlisberger stands to lose millions of dollars in endorsements, according to legal observers. Roethlisberger, 27, said Thursday the allegations are "reckless and false."