Panthers wide receiver Steve Smith has acknowledged that the team has some holes on its roster. "As of today, if the season started, I think we would be down," Smith said Tuesday. "We don't have a bona fide backup quarterback. We don't have a guy that we consider to step in for Muhsin (Muhammad)'s spot. There are a lot of areas, as of today, that we're missing. "As of right now, I know it's an unfinished product. So I really can't right now say, 'All aboard, let's move out' or 'Hey, let's get nervous.' " Smith lost long-time quarterback Jake Delhomme, who signed with the Browns after the Panthers cut him loose. Carolina also saw defensive end Julius Peppers sign with Chicago.